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Purchase Health Insurance in 2015 or Face IRS Penalty

November 6, 2014

Open Enrollment begins November 15, 2014


Purchasing health insurance is the law

According to the federal ACA law, most people must have health insurance coverage in 2015 or pay a penalty. The penalty, to be enforced by the IRS, will be either 2 percent of household income or a flat dollar amount of $325 per adult and $162.50 per child under 18.


Health Insurance Options in Missouri

Individuals in Missouri who are self-employed, sole practitioners, part-time employees, individuals and spouses not covered by a company group plan, or unemployed may purchase an individual/family plan from:


  • A national health insurance company

  • A health insurance company that operates an Affordable Care Act (ACA) marketplace exchange

  • The federal exchange


Consumers should shop around, obtain quotes and choose an individual/family plan during the open enrollment period.


Click here for a FREE quote on health insurance.


Read more about selecting the right individual/family health insurance plan for you.


Open Enrollment dates

Health insurance open enrollment for individual/family plans starts on November 15, 2014 and ends on February 15, 2015. Purchase by December 14, 2014, if you want your insurance to be effective on January 1, 2015.

Seek professional advice to identify the right healthcare options for you before making a final decision.



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