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4 Myths about Life Insurance

September 7, 2018




Many people don't know if they need life insurance or not. Do you fall in any of these categories?


Life Insurance Myth #1:  "My employer provides enough."  Fact: Most employee benefits give up to 3 times salary; most people need at least 10.


Life Insurance Myth #2: "I'm single and don't need it." Fact: Single people need enough funds to cover funeral expenses, student loans, mortgage loans and other personal debts.


Life Insurance Myth #3: “It’s too expensive.” Fact: Policies range from just a few dollars to a few hundred dollars a month, depending on the type of policy, the death benefit, and the health, gender, and age of the person.


Life Insurance Myth #4: “I don’t need it because I’m a stay-at-home mom.” Fact: Managing a household can be a full-time job. Just think of the cost to replace your childcare, transportation, shopping, cooking, and cleaning services for your family. #benefitperqs #lifeinsuranceawarenessmonth #LifeInsurance


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