BenefitPerqs, 914 S. Kirkwood Road, Suite 100, St. Louis MO 63122        314.994.9071  

Copyright 2018.  Privacy Policy   Terms of Use

What is high value home insurance?

October 10, 2018


High value home insurance, for homes valued at $1 million or higher, covers:

  • Destruction of home/condo

  • Loss or theft of home/condo contents

  • Damage caused by pets

  • Damage to landscape

  • Loss or theft of personal property while on vacation or away from home

  • Cost to repair or replace high tech equipment 

  • Physical and mental expenses caused by home invasion, stalking, carjacking, kidnapping, or child abduction


A high value homeowners insurance policy includes these options:

  • High deductibles available; up to $100,000 to reduce annual premiums

  • Guaranteed rebuilding cost, without being penalized for depreciation

  • Replacement of home/condo contents, without being penalized for depreciation

  • Cash settlement up to the coverage limit to rebuild or purchase a new home

  • Earthquake coverage

  • Excess flood coverage


Learn more

Please reload

Featured Posts
Recent Posts

September 18, 2018

Please reload

Search By Tags
Follow Us
  • Facebook Classic
  • Twitter Classic
  • Google Classic