Is your home valued in excess of $1 million?
A high value homeowners insurance policy includes these options:
High deductibles available; up to $100,000 to reduce annual premiums
Guaranteed rebuilding cost, without being penalized for depreciation
Replacement of home/condo contents, without being penalized for depreciation
Cash settlement up to the coverage limit to rebuild or purchase a new home
Excess flood coverage
What scenarios are covered?
Destruction of home/condo
Loss or theft of home/condo contents
Damage caused by pets
Damage to your landscape
Loss or theft of personal property while on vacation or away from home
Cost to repair or replace high tech equipment
Physical and mental expenses caused by home invasion, stalking, carjacking, kidnapping, or child abduction
Download our brochure for homeowners.
Download our brochure for real estate agents..
Insure Your Other High Value Assets Too
Owners of a high value home insurance policy may choose a comprehensive personal insurance policy package which insures all high value assets together. The comprehensive package offers multiple discounts and a complimentary Risk Assessment Service which provides appraisal values for the house and other valuable assets.
For homeowners policies for homes valued less than $1 million, click here.
BenefitPerqs accesses policies from the traditional high value asset carriers like AIG, Chubb, and Lloyd's, and others. Don’t worry if you have too many losses or a lapse in coverage -- we will help you find good policies from other reliable carriers.