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Is your home valued in excess of $1 million?

A high value homeowners insurance policy includes these options:

  • High deductibles available; up to $100,000 to reduce annual premiums

  • Guaranteed rebuilding cost, without being penalized for depreciation

  • Replacement of home/condo contents, without being penalized for depreciation

  • Cash settlement up to the coverage limit to rebuild or purchase a new home

  • Earthquake coverage

  • Excess flood coverage







What scenarios are covered?

  • Destruction of home/condo

  • Loss or theft of home/condo contents

  • Damage caused by pets

  • Damage to your landscape

  • Loss or theft of personal property while on vacation or away from home

  • Cost to repair or replace high tech equipment 

  • Physical and mental expenses caused by home invasion, stalking, carjacking, kidnapping, or child abduction

Download our brochure for homeowners.

Download our brochure for real estate agents..

Insure Your Other High Value Assets Too

Owners of a high value home insurance policy may choose a comprehensive personal insurance policy package which insures all high value assets together. The comprehensive package offers multiple discounts and a complimentary Risk Assessment Service which provides appraisal values for the house and other valuable assets.

For homeowners policies for homes valued less than $1 million, click here.

BenefitPerqs accesses policies from the traditional high value asset carriers like AIG, Chubb, and Lloyd's, and others. Don’t worry if you have too many losses or a lapse in coverage -- we will help you find good policies from other reliable carriers.

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