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Group Insurance Policies and Voluntary Employee Benefits

Over half of small businesses do not offer insurance to their employees because they don't think they can afford it, according to a 2013 study by research organization LIMRA

Did you know you can offer voluntary insurance benefits to your employees, at little or no cost to you?  It's a great way to reward and retain employees, and increase employee loyalty and retention. 

  • Health

  • Supplemental Health

  • Dental

  • Vision

  • Life

  • Pet

  • International Travel

  • Long-term care

  • Disability

Who pays for voluntary benefits?

Voluntary benefits are almost exclusively paid for by employees, who are able to customize the extra benefits according to their own needs and interests. 


Most employers use payroll deduction as a convenience to the employee, and employees often receive better rates by purchasing these services through their employer, rather than independently.

What do employees want?

According to a 2013 research study by Towers and Watson, companies are looking at critical illness, identity theft protection, and financial counseling as potential new benefits.  BenefitPerqs offers all three.       Read study

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