Life insurance is a liquid asset that can pay expenses upon someone’s death and replace family income. The death benefit is paid by the insurance company to the beneficiary in a matter of days after receiving the death certificate and is not taxable income!
Many people shopping for a new home may not have insurance on their mind, but it’s a good idea to think about insurance as soon as you find the home of your dreams.
Unless you are paying cash for your new home, you will need to apply for a mortgage loan to complete the...
Once you find the home of your dreams, you will most likely need to apply for a mortgage loan to complete the purchase.
When it’s time to close the sale, your lender will require proof of homeowner’s insurance. Most lenders require that home insurance premiums be incl...
Missourians pay less than the national average for full coverage automobile insurance according to a recently released report from the National Association of Insurance Commissioners (NAIC).
Full coverage includes liability, collision, comprehensive, uninsured motorist;...
Many people are hesitant to consider a reverse mortgage, but it can be a good retirement income tool for some. View this 2-part interview of Michael Tsiaklides by Homestead Financial to learn more.
Give the gift of life insurance to the people who depend on you and your income.
Unlike health, auto, or home insurance, the insured individual never benefits from having life insurance, but can help reduce financial struggles for...
Major insurance carrier MetLife explains the difference in policies: “Permanent life insurance can be compared to owning a home, while term insurance is like renting one. There are advan...
