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May 7, 2020

Life insurance is a liquid asset that can pay expenses upon someone’s death and replace family income. The death benefit is paid by the insurance company to the beneficiary in a matter of days after receiving the death certificate and is not taxable income! 


March 4, 2019

Many people shopping for a new home may not have insurance on their mind, but it’s a good idea to think about insurance as soon as you find the home of your dreams.

Unless you are paying cash for your new home, you will need to apply for a mortgage loan to complete the...

February 26, 2019

Once you find the home of your dreams, you will most likely need to apply for a mortgage loan to complete the purchase. 

When it’s time to close the sale, your lender will require proof of homeowner’s insurance. Most lenders require that home insurance premiums be incl...

December 18, 2018

Missourians pay less than the national average for full coverage automobile insurance according to a recently released report from the National Association of Insurance Commissioners (NAIC).

Full coverage includes liability, collision, comprehensive, uninsured motorist;...

December 14, 2018

Many people are hesitant to consider a reverse mortgage, but it can be a good retirement income tool for some. View this 2-part interview of Michael Tsiaklides by Homestead Financial to learn more.

Interview: What is a Reverse Mortgage? (Part 1)

Interview: What is a Reve...

November 2, 2018

Missouri Department of Insurance recently reminded residents who live in at-risk areas to consider earthquake insurance.

From the department's press release:

"I highly encourage Missourians to add earthquake coverage to their homeowners policy if they live in areas...

October 10, 2018

High value home insurance, for homes valued at $1 million or higher, covers:

  • Destruction of home/condo

  • Loss or theft of home/condo contents

  • Damage caused by pets

  • Damage to landscape

  • Loss or theft of personal property while on vacation or away fro...

September 18, 2018

Who benefits from having life insurance?

Give the gift of life insurance to the people who depend on you and your income.

Unlike health, auto, or home insurance, the insured individual never benefits from having life insurance, but can help reduce financial struggles for...

September 13, 2018

Life insurance coverage is a necessity, protecting the loved ones you leave behind.

Major insurance carrier MetLife explains the difference in policies: “Permanent life insurance can be compared to owning a home, while term insurance is like renting one. There are advan...

September 11, 2018

You've determined you need life insurance. Now the question becomes, which type is best for me?

Here are some excellent Broadridge overviews on term, whole, variable and universal policies.

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September 18, 2018

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