Individual and Family
High Value Assets
Insure your high value assets with your home as part of our Comprehensive Personal Insurance Package.
For homes or condos valued at $1 million or higher.
Includes multiple discounts and a complimentary Risk Assessment Service which provides appraisal values for the house and other valuable assets.
Assets covered by the comprehensive package:
SPECIALIZING IN INSURANCE FOR OWNERS OF HIGH VALUE HOMES AND PERSONAL ASSETS
Umbrella liability (to extend personal liability coverage) is also covered in the comprehensive policy.
Automobile policies* for luxury and collector cars offer:
High deductibles, up to $10,000
Waiver of deductible for roadside assistance
Waiver of deductible if the car is totaled
Pay off car loan or lease if car is totaled.
Repairs: Choose your own mechanic
Repairs: Only manufacturers parts will be used
Repairs: High limits for rental car reimbursement
*high value auto policies only available as part of the comprehensive package
Example: What would happen if an owner of a $350,000 Maserati caused damage to a lower-priced vehicle?
The Umbrella Policy will cover over and above the amount covered by the owner’s primary auto policy.
This would be beneficial if the owner of the damaged vehicle sued the Maserati owner for “other damages,” such as mental anxiety, for $3 million, in an attempt to profit from the accident.