*Legal Club of America® provides individuals and small business owners with access to the nation’s largest proprietary network of plan attorneys for free and discounted legal care. The Family Protection Plan (FPP) provides members with access to a nationwide network of professionals that have contracted to provide free and discounted care. Legal Club plans have no limitations on usage, no pre-existing condition exclusions and no waiting periods before usage is permitted. Legal Club’s proprietary attorney network is the only one in the country that caps its hourly rate at $125.00 per hour, or 40% off the attorney’s usual and customary hourly rate, whichever is greater.